Author Archive
-
List of International Banks Operating in the United States
Some of the largest banks in the world operate on a global basis, and many of the banks with the highest ranking in terms of global market capitalization are based in the United States. Out of the top thirty international banks, six of them are American: Wells Fargo, JP Morgan Chase, Citigroup, Bank...
-
How to Negotiate with Creditors to Reduce Monthly Bills and Debts
When a personal financial crisis occurs, most people immediately begin to worry about how they are going to keep paying their bills at the current minimum monthly payments. Few people seriously consider negotiating with their creditors until they are already several months behind or their accoun...
-
My Experience With Gateway Laptops – Stay Far, Far Away!
If you are facing foreclosure or other financial problems, one thing you don't need is more expensive consumer products that are unstable and break easily. Many people in foreclosure think about opening their own businesses and using a laptop for work and pleasure, while others just want a computer ...
-
Don’t Live Through the Recession on Credit Cards and Debt
In today's economic climate, it is becoming increasingly difficult to plan for the future. Crushing debt burdens and unstable or nonexistent employment conditions are combining to put huge pressure on Americans from coast to coast. Personal bankruptcies were supposed to go down as a result of th...
-
Four Ways to Get Out of Chapter 13 Bankruptcy Plans
When people file for Chapter 7 bankruptcy, there are usually on a few of ways to get out of it. Discharge, conversion to a Chapter 13, or dismissal are typically the only few options available, and some of them are not really ways to get out of the process at all anyway. Contrast this with filin...
-
Robo-Foreclosures
One of the big problems with the robo-signing scandal is that documents that were basically batch-signed with witness and notary signatures being added to thousands of pages every day are used to take people's homes. Huge title clearing companies executed tens of thousands of assignments of mortgage...
-
Simple Tips for Filing a Quick Bankruptcy Petition
When people think about filing for bankruptcy, one of the most intimidating aspects is all the paperwork involved in the process. With the passage of the 2005 amendments to the federal bankruptcy laws, a whole stack of documents must be filled out and submitted to the courts in order for the cas...
-
Some Comments on the Predictability of the Robo-Signing Foreclosure Fraud
After having published over one thousand articles on various topics involving the foreclosure crisis from the high point of the market in 2006 until the present, it is clear that the latest scandal involving banks, title agencies, and county government recording offices is nothing new. With all ...
-
History of Bankruptcy Acts Passed in the United States, 1978-2005
With the passage of the 2005 Bankruptcy Act, it became more difficult for many people to file bankruptcy and receive relief from their creditors. It also became more expensive for almost everyone to seek this legal remedy, due to the numerous new burdens placed on attorneys and filers in prepari...
-
Should You Consider Working With An Attorney On Your Foreclosure?
If you are facing possible foreclosure on your home, there are a number of reasons why you might consider hiring an attorney to help you through the process and ultimately avoid foreclosure. Of course, for many individuals, doing so is not even really a consideration due to the cost involved. How...
