Archive for November, 2010
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Questioning Your Emotions During Foreclosure
Foreclosure isn't just about the technical details of missed payments, default notices, attempted loan modifications, trustee sales, and the overall financial impact on an individual. Being forced into a position where losing your home one way or another is inevitable also has a deep, distinctly...
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How to Negotiate with Creditors to Reduce Monthly Bills and Debts
When a personal financial crisis occurs, most people immediately begin to worry about how they are going to keep paying their bills at the current minimum monthly payments. Few people seriously consider negotiating with their creditors until they are already several months behind or their accoun...
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Don’t Feel Guilty Staying In Your Home During Foreclosure
If you are beyond hope of mortgage modification, and somewhere in the process of foreclosure, you may be dealing with some guilt with regards to staying in the home without making any payments to the bank. After all, most of us have been raised with some sort of moral philosophy that requires pay...
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How Long Can You Remain In Your Home After A Foreclosure Sale?
Once every other remedy to avoid foreclosure fails, such as arranging a short sale, reinstating the loan, or negotiating a loan modification, what comes next? After the home has gone through the foreclosure process and a sale has been completed, many assume that it is a foregone conclusion that ...
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My Experience With Gateway Laptops – Stay Far, Far Away!
If you are facing foreclosure or other financial problems, one thing you don't need is more expensive consumer products that are unstable and break easily. Many people in foreclosure think about opening their own businesses and using a laptop for work and pleasure, while others just want a computer ...
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Don’t Live Through the Recession on Credit Cards and Debt
In today's economic climate, it is becoming increasingly difficult to plan for the future. Crushing debt burdens and unstable or nonexistent employment conditions are combining to put huge pressure on Americans from coast to coast. Personal bankruptcies were supposed to go down as a result of th...
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Four Ways to Get Out of Chapter 13 Bankruptcy Plans
When people file for Chapter 7 bankruptcy, there are usually on a few of ways to get out of it. Discharge, conversion to a Chapter 13, or dismissal are typically the only few options available, and some of them are not really ways to get out of the process at all anyway. Contrast this with filin...
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Robo-Foreclosures
One of the big problems with the robo-signing scandal is that documents that were basically batch-signed with witness and notary signatures being added to thousands of pages every day are used to take people's homes. Huge title clearing companies executed tens of thousands of assignments of mortgage...
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Simple Tips for Filing a Quick Bankruptcy Petition
When people think about filing for bankruptcy, one of the most intimidating aspects is all the paperwork involved in the process. With the passage of the 2005 amendments to the federal bankruptcy laws, a whole stack of documents must be filled out and submitted to the courts in order for the cas...
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Some Comments on the Predictability of the Robo-Signing Foreclosure Fraud
After having published over one thousand articles on various topics involving the foreclosure crisis from the high point of the market in 2006 until the present, it is clear that the latest scandal involving banks, title agencies, and county government recording offices is nothing new. With all ...
